Toyota

 
 
 

Own A Car You’ll Love

Welcome to Toyota Choices. The easiest way to drive a car you really want.
With attractive monthly payments, it's a smarter way to drive your dream car.

Toyota Choices gives you more flexibility and freedom than typical long-term payment options. Some of the advantages;

 
 
 
 
1

Pay less per month

2

Guaranteed Minimum Future Value

3

Drive a new Toyota every two years

Toyota Choices is a finance product that gives you the opportunity to drive a new Toyota every two years, regardless of market conditions

 
 
 
 

Traditional Auto Finance

With traditional auto finance, people keep their cars for a shorter time than length of their finance agreement. With funding for up to 60 months, for a lower monthly payment.

DOWN
PAYMENT
AMOUNT TO FINANCE
Divided in to 12 to 60 monthly payments

COST OF THE CAR

 
 
 
 

The Solution

Our confidence in the strength of Toyota offers you Toyota Choices, the easiest way to drive a new car every two years. With attractive monthly payments, instead of typical long-term payments, regardless of market conditions!

Divided into 23 low
monthly payments
You have three choices at the
end of your agreement
DOWN
PAYMENT
AMOUNT
TO FINANCE
GUARANTEED MINUMUM FUTURE VALUE

COST OF THE CAR

 
 
 
 

Three attractive choices at the end of your agreement

Benefits of Toyota Choices

Flexible payment terms – helping you drive the car you want, for less per month New car every two years
Protection against market conditions Low down payment Possible ownership
 
 
 
 

FAQ's

Get the answers to frequently asked questions about Toyota Choices

01

What is the minimum down payment I can make?

The down payment is a minimum of zero to a maximum of 15% of the vehicle price. (Subject to bank approval)

02

Who owns the car?

The car is mortgaged to the bank, which supplies the finance.

03

What happens if I exceed the mileage agreement?

There will be a standard excess mileage charge (the details can be found in the Terms & Conditions).

04

Do I have to maintain my car?

Yes, you must maintain the car as per the guidelines that are in the warranty booklet.

05

Can I include the maintenance within Toyota Choices?

Yes, you can purchase a Service and Maintenance Contract that matches the term of the loan and the mileage.

06

What happens if the trade-in value is MORE than the Guaranteed Minimum Future Value (GMFV)?

Any equity is passed on to you. You can choose to use this as a down payment on your next car or have cash back.

07

What happens if the trade-in value is LESS than the Guaranteed Minimum Future Value (GMFV)?

If you have kept within the terms and conditions of the contract, there will be no loss.

08

Can my Interest Rate change during the agreement?

No the interest rate is fixed.

09

When is my Guaranteed Minimum Future Value (GMFV) due?

Your Guaranteed Minimum Future Value (GMFV) is due 30 days after your last regular installment has been paid.

10

What choices do I have at the end of my Toyota Choices agreement?

At the end of the plan your choices are:

  1. Choose a new car – Trade your car in, having settled your account, and use any excess money for a new car
  2. Return the car – Provided the car is found to be in good condition and that the agreed mileage has not been exceeded. You may return your car at the end of your agreement through your Toyota showroom
  3. Keep the car – Simply pay the Guaranteed Minimum Future Value (GMFV) and you own the car